List every AI tool you pay for and see your total monthly and yearly spend, which tools cost the most, how much of your revenue they take, and what you’d save by cancelling the ones you don’t use.
Quick add: tap a type of tool to add a row, then type in your price. Enter a yearly plan’s full yearly price and choose “Yearly” — the calculator converts it to monthly.
This total only includes the tools you’ve entered. Prices change often, so check each tool’s billing page for your exact plan.
Quick answer: Add up the monthly price of every AI tool you pay for, dividing yearly plans by 12. That’s your total monthly AI spend; multiply by 12 for the year. For example, three tools at $20, $30 and $49 a month cost $99 a month, or $1,188 a year.
The calculator turns every plan into a monthly cost and adds them up, using only the numbers you enter — no hidden averages.
Monthly cost = price (monthly plan) or price ÷ 12 (yearly plan)
Total per month = sum of every tool's monthly cost
Total per year = total per month × 12
Average per tool = total per month ÷ number of paid tools
Share of revenue = total per month ÷ monthly revenue × 100
Possible savings = sum of monthly costs for tools marked "No"
Tools with a price of 0 are not counted as paid tools.
Each tool looks cheap on its own, so it’s easy to say yes to one more. Free trials quietly turn into paid plans, yearly plans renew without warning, and a tool you tried for one project keeps charging for months. Listing everything in one place is often the first time you see the real total.
Yearly plans are often cheaper per month, but you pay for the whole year up front, even if you stop using the tool after two months. Switch to yearly only for tools you’ve used every week for at least a few months.
Your total is only as complete as the list you enter, so check each of these before you rely on it:
| What to check | Where to find it | Tip |
|---|---|---|
| Tool prices | Each tool’s Billing or Account settings page | Use what you actually pay, including tax and any extra seats. |
| Forgotten tools | Your card and PayPal statements for the last 12 months | Search for “AI”, “.ai” and app names you don’t recognise. |
| Yearly renewals | Last year’s statements and renewal emails | Note the renewal date so you can cancel in time. |
| App store subscriptions | Apple or Google Play subscription settings | Mobile AI apps are easy to miss. |
| Monthly revenue | Your affiliate dashboards, store and ad payouts | Use an average month, not your best one. |
A chat assistant at $20, a design tool at $15 and a grammar tool at $12 a month. Total: $47 a month, or $564 a year, an average of $15.67 per tool.
Eight tools at $20, $20, $49, $99, $30, $15, $29 and $39 a month add up to $301 a month ($3,612 a year). With $3,000 a month in revenue, AI tools take 10% of income.
One tool on a $500 yearly plan is $500 ÷ 12 = $41.67 a month. Add a $20 monthly tool and the total is $61.67 a month, or $740 a year.
A creator paying $186 a month marks three tools as unused: $20, $29 and $15. Cancelling them saves $64 a month, or $768 a year.
Every tool you drop or downgrade comes straight off your monthly bill. Start with the biggest bars in your results:
There’s no fixed rule. A useful check is the share of revenue: if AI tools take a large slice of what you earn, look at which tools actually help you make money and cut the rest. If you’re not earning yet, keep to the few tools you use every day.
Enter the full yearly price and choose “Yearly”. The calculator divides it by 12 so it can be added to your monthly tools.
You can, with a price of 0, to keep your list complete. Free tools aren’t counted in the number of paid tools or the average cost.
Everything your online business earns in an average month: affiliate commissions, product sales, ad income and client work. Use the same currency as your tool prices.
Enter the total price you pay for that tool, including every seat, as one row.
No. It only changes the symbol shown. Enter all your amounts in the currency you choose.
Choosing which tools are worth paying for? See our AI Tools Directory & Reviews, or start with What Is Affiliate Marketing?
Disclaimer: This calculator is a planning tool. It uses only the numbers you enter and standard arithmetic. Tool prices and plans change often, so check each provider’s billing page for current prices.
Last updated: 9 October 2026 · By Udaychandra, IncomeJets